You may think that because you have a POS terminal that includes a credit card reader at the brick and mortar location that you do not need a smartphone credit card reader, but you are wrong. In todays economy, the competition is stiff, you must be able to go to where the business is if you want to stay afloat and pull ahead of the rest of the pack. A smartphone credit card reader lets you take payments on the spot from anywhere but that is not the only reason you need to have this equipment.

