Homeowner’s insurance in Harrisburg PA is an important factor. Many home owners choose to insure their contents but neglect the actual building insurance. Being a homeowner, it is wise to insure your building as well as the contents inside because if you have a mortgage your home is technically still the property of your lender. Many banks will have their own coverage to protect your home if you lose it due to fire or other serious damage, but you will get nothing. If you have your own coverage it allows you to repair or rebuild in the event that the entire building is lost.

